Car Accident Lawyers in New Brunswick, Nova Scotia and PEI

CLG Injury Law represents people hurt in car accidents across New Brunswick, Nova Scotia and Prince Edward Island. The three provinces handle injury claims differently, from the cap on pain and suffering to the deadlines that apply, so the quickest way to the right answer is your local page below. Further down, you can see how the three provinces compare.

Find a car accident lawyer near you

New Brunswick

       
• Moncton car accident lawyers
       
• Saint John car accident lawyers
       
• Fredericton car accident lawyers
       
• Bathurst car accident lawyers
       
• Miramichi car accident lawyers
     

Nova Scotia

       
• Halifax car accident lawyers
       
• Truro car accident lawyers
       
• Amherst car accident lawyers
     

Prince Edward Island

       
• Charlottetown and PEI car accident lawyers
     

How car accident claims differ in New Brunswick, Nova Scotia and PEI

The basic structure is the same in all three provinces: your own insurer pays no-fault Section B benefits, and you can claim against the driver who caused the crash. The details are where the money is.

The minor injury cap

All three provinces cap pain and suffering for minor injuries, and in all three the cap is narrower than insurers tend to suggest.

       
• New Brunswick: $9,926.59 for accidents on or after January 1, 2026. More on how the New Brunswick cap works.
       
• Nova Scotia: a cap applies to sprains, strains and whiplash-associated disorders that do not cause a serious impairment. It is adjusted each year.
       
• Prince Edward Island: $9,659 for accidents in 2026, set by the province’s annual bulletin.
     

In every province the cap only limits pain and suffering. It never touches lost income, future earning capacity, treatment costs or care at home, and injuries outside the minor category, such as fractures and concussions, are not capped at all.

Deadlines

The general deadline to start a claim is two years in all three provinces. For most crashes the clock starts on the day of the accident, although it can start later if an injury was not discoverable right away. Shorter notice requirements can also apply, for example for Section B benefits and claims against a municipality. Our New Brunswick guide covers every deadline for a car accident claim in detail.

Section B benefits

Every standard auto policy in all three provinces includes Section B accident benefits, paid by your own insurer whoever was at fault. They cover up to $50,000 in medical and rehabilitation costs, plus income replacement if your injuries keep you from working. They are separate from your claim against the at-fault driver.

Reporting the crash to police

In all three provinces, any crash that injures or kills someone has to be reported to police. For property damage, the threshold is $2,000 in each province: $2,000 or more in New Brunswick, and over $2,000 in Nova Scotia and PEI.

Where claims are heard

Most claims settle. Those that do not go to the Court of King’s Bench in New Brunswick, the Supreme Court of Nova Scotia, and the Supreme Court of Prince Edward Island.

Crossed a provincial border?

Plenty of people live in one Maritime province and drive in another every week, between Moncton and Amherst, or across the Confederation Bridge. If your crash happened outside your home province, tell us at the start. Which province’s rules apply can change what your claim is worth, and having offices in all three provinces means we can handle it either way.

The car accident claims we take on

       
• Rear-end, intersection and head-on collisions
       
• Highway crashes on the Trans-Canada and the major provincial routes
       
• Winter crashes in ice and snow
       
• Distracted and impaired drivers
       
• Hit and run, and uninsured or underinsured drivers
       
• Passengers, pedestrians and cyclists hit by a vehicle
       
• Section B benefits that have been refused, delayed or cut off
       
• Disputes over fault, including claims where you were partly to blame
     

Before you accept an insurance offer

Early offers usually arrive before anyone knows how your injuries will turn out, and they often assume the minor injury cap applies when it may not. Sign the release and the claim is over, even if your injuries turn out worse than expected. We explain why in whether to accept the first settlement offer and what an average settlement really tells you.

One firm across the Maritimes since 1987

CLG Injury Law has represented injured people in New Brunswick, Nova Scotia and Prince Edward Island for nearly 40 years, with offices in each province. We know where the three systems differ and how insurers handle claims in each one, which matters most when a claim crosses a border.

How to get started

Choose your city above, or contact us directly. Your first consultation is free and there is no obligation. If you hire us, we work on contingency: nothing up front, our fee comes from what we recover, and no fee if there is no recovery.