Car Accident Lawyers in Saint John

Hit on the Harbour Bridge, rear-ended on McAllister Drive, or caught in fog on Route 1? CLG Injury Law helps people hurt in car accidents in Saint John and across the Kennebecasis Valley work out what their claim is worth and how to get it paid. We have an office in Saint John, the first conversation is free, and our fee only comes out of money we recover for you.

Is your injury really minor? The question behind most Saint John claims

Insurers in New Brunswick sort injuries into two groups. Minor injuries, meaning contusions, abrasions, lacerations, sprains, strains and whiplash associated disorders, have pain and suffering capped at $9,926.59 for crashes on or after January 1, 2026. Everything else carries no cap on pain and suffering at all.

Where your injury lands is decided by evidence, not by the adjuster’s first impression. A listed injury moves outside the cap when it causes a serious impairment, for example leaving you substantially unable to perform the essential parts of your job, or when it leaves permanent serious disfigurement. That is why consistent treatment and detailed medical records matter so much in the months after a crash. They are what proves which side of the line you are on.

Lost wages, reduced earning capacity, treatment bills and future care sit outside the cap entirely, however your injury is classified. Our article on the New Brunswick minor injury cap goes into more detail.

How fault gets decided after a Saint John crash

Fault is rarely as clear as it feels at the scene. Insurers rely on the police report, the damage to each vehicle, statements from both drivers and anyone who saw it, and increasingly on dashcam footage. Crashes in fog, on icy hills or at merges onto the Throughway often come down to arguments about speed and visibility.

Being found partly responsible does not end your claim. New Brunswick reduces what you recover by your share of the fault, so a driver found 20 percent at fault still recovers 80 percent of the value of the claim. A fault decision from an adjuster can be challenged, and often should be.

Two years to sue, and the deadlines that come first

New Brunswick’s Limitation of Actions Act gives you two years from the day you knew, or reasonably should have known, that you were hurt and who was responsible. In almost every crash that means two years from the accident itself, with an absolute outer limit of 15 years.

The tighter deadlines come earlier. Your own insurer expects to hear about the accident promptly, and claims against the province or a municipality come with written notice requirements far shorter than two years.

If the crash was recent, call before any of those windows close. It costs nothing to find out where you stand.

Benefits from your own insurer

Whoever caused the crash, your own policy’s Section B benefits pay up to $50,000 toward medical and rehabilitation costs, weekly income replacement if you cannot work, and up to $100 a week in housekeeping help for 52 weeks. They are paid on top of, not instead of, your claim against the at-fault driver.

Saint John car accident claims we handle

       
• Crashes on the Harbour Bridge, the Reversing Falls Bridge and the Throughway
       
• Rear-end collisions on McAllister Drive, Rothesay Avenue and Westmorland Road
       
• Fog-related crashes, where visibility and speed are in dispute
       
• Collisions with heavy trucks around the port and industrial areas
       
• Highway crashes on Route 1 toward Sussex and St. Stephen, and Route 7 toward Fredericton
       
• Winter crashes on steep uptown streets and icy hills
       
• Pedestrians and cyclists struck uptown and in residential neighbourhoods
       
• Hit and run, and drivers with no insurance or too little
       
• Section B benefits that have been denied, delayed or stopped
     

What insurers watch for during a claim

Once a claim is worth real money, insurers investigate. That can mean video surveillance, a close look at your social media, and a request that you attend a medical exam with a doctor they choose.

None of that should stop you from claiming, but it should shape how you act while the claim is open. Be consistent with your doctors, do not exaggerate or downplay what you can do, and be careful what you post. We explain whether an insurance company can put you under surveillance and whether you have to attend an insurer’s medical exam.

After a crash in Saint John

Get checked out. The Saint John Regional Hospital on University Avenue has a 24-hour emergency department and is New Brunswick’s only Level I trauma centre. Even if you feel fine, see a doctor within a day or two. Some injuries take time to show, and early records protect your claim.

Report it. If anyone is hurt, or the damage looks like $2,000 or more, New Brunswick law requires a police report. In the city that is the Saint John Police Force. In Rothesay and Quispamsis it is the Kennebecasis Regional Police, and in Grand Bay-Westfield and rural areas, the RCMP.

Preserve what you can. Take photos, get the names of witnesses, and save any dashcam video before it is overwritten.

Notify your own insurer so your Section B benefits are protected.

Let us talk to the other insurer. There is no obligation to give them a recorded statement.

Our checklist for the first 24 hours after a car accident in New Brunswick covers each step.

When to bring in a lawyer

If the only damage is to your car, you probably do not need us, and we will say so if you call.

Bring us in when the injury has not cleared up after a few weeks, you are losing income, the insurer wants a recorded statement or a quick signature, you are being blamed for the crash, or your benefits have been cut off. Those are the moments when a claim is most likely to be undervalued.

What happens after you call

You tell us what happened and how it has affected you. We look at the insurance situation, the likely value of the claim and any deadlines, and we tell you straight whether it is worth pursuing.

There is no cost and no obligation for that first consultation. If you go ahead, we work on contingency, so you pay nothing up front and nothing at all if we do not recover compensation for you. The insurers deal with us from then on.

If your claim goes to court

Most claims settle before trial. If yours does not, it is heard in the Court of King’s Bench at the Saint John Law Courts on Peel Plaza.

A firm that is ready for trial gets better settlement offers, which is why we prepare every file as if it might end up there.

Why people in Saint John choose CLG Injury Law

We have an office in Saint John and have represented injured people across New Brunswick for nearly 40 years. We act for clients in Saint John, Rothesay, Quispamsis, Grand Bay-Westfield, Hampton and the surrounding area.

The first consultation is free and there is no fee unless we recover compensation for you.