Car Accident Lawyers in Fredericton

If you were hurt in a crash on the Trans-Canada, on the Princess Margaret Bridge, along Regent Street or anywhere else in and around Fredericton, CLG Injury Law can tell you in a single conversation whether your claim is worth pursuing. We represent people injured in crashes across Fredericton, Oromocto, New Maryland and the surrounding communities, and once you hire us, the insurer deals with us instead of you. You pay us nothing unless we recover compensation for you.

Three questions that decide a Fredericton car accident claim

Almost every claim we see in Fredericton turns on the same three things. Will the insurer manage to treat your injury as minor? How much work have you lost, and how much more will you lose? And who does the evidence say caused the crash? Get those three right and the rest of the claim tends to follow. Get any of them wrong early and it is expensive to fix later.

New Brunswick’s minor injury cap

If you were injured in a crash on or after January 1, 2026, pain and suffering for a minor injury is capped at $9,926.59. The amount rises with inflation each January.

Only a short list of injuries can be treated as minor: contusions, abrasions, lacerations, sprains, strains and whiplash associated disorders. A fracture, a concussion, a disc injury or anything else outside that list is not capped. Even an injury on the list falls outside the cap if it causes a serious impairment, for example leaving you substantially unable to do the essential tasks of your job despite reasonable efforts, or if it leaves permanent serious disfigurement.

That is why the cap is the first argument in so many files. Adjusters tend to apply it in the first weeks, before your doctors know how you will recover. The cap also only touches pain and suffering. It has no effect on lost wages, reduced earning capacity, treatment costs or future care. Read more about how the minor injury cap works in New Brunswick.

Your deadline is two years, and some are much shorter

Under New Brunswick’s Limitation of Actions Act, you have two years from the day you knew, or reasonably should have known, that you were injured and who caused it. For most crashes that is the day of the accident. There is also an outer limit of 15 years that applies no matter what.

Other deadlines arrive far sooner. Section B claims against your own insurer, claims against the province and claims against a municipality all carry notice requirements measured in weeks or months, not years. Those are the ones people miss. Our guide covers every deadline for a New Brunswick car accident claim.

If your crash happened recently, a short call now keeps every option open. It costs nothing and you are not signing up for anything.

Section B benefits from your own policy

Your own auto insurance pays Section B accident benefits no matter who caused the crash. That covers up to $50,000 in medical and rehabilitation costs, weekly income replacement if your injuries keep you off work, and housekeeping help of up to $100 a week for 52 weeks.

These benefits run alongside your claim against the at-fault driver, not instead of it. Accepting them does not settle anything else. If your own insurer is slow to pay, cuts you off or says no, that is a separate dispute we handle too.

What a Fredericton car accident claim can include

       
• Pain, suffering and loss of enjoyment of life
       
• Wages you have already lost
       
• Future income if you cannot return to the same work, or any work
       
• Physiotherapy, massage, chiropractic, psychology and other treatment
       
• Medication, braces and medical equipment
       
• Help at home with cleaning, childcare and yard work
       
• Out-of-pocket costs, from mileage to appointments to parking at the hospital
     

Most people only think about the first item. The others are usually where the larger part of a serious claim sits.

Fredericton car accident claims we handle

       
• Rear-end crashes in stop-and-go traffic on Regent Street, Prospect Street and Smythe Street
       
• Collisions on the Princess Margaret and Westmorland Street bridges
       
• Highway crashes on the Trans-Canada, Route 8 and Route 7
       
• Black ice and winter weather collisions
       
• Pedestrians and cyclists, including students near UNB and St. Thomas
       
• Distracted and impaired drivers
       
• Hit and run, and drivers with no insurance or not enough
       
• Passengers hurt in someone else’s car
       
• Section B benefits your own insurer has refused, delayed or stopped
     

How a claim moves from crash to settlement

       
1. Treatment comes first. Your recovery, and the records it creates, are the foundation of the claim.
       
2. Waiting for your injuries to stabilise. Settling before anyone knows your long-term outlook is the most common way claims end up undervalued.
       
3. Building the claim. Medical records, income documents and, where needed, expert reports on your future care and earnings.
       
4. Negotiation with the insurer. Most Fredericton claims settle at this stage.
       
5. A lawsuit, if it does not settle. That brings document exchange, examinations for discovery, often mediation, and finally a trial.
     

If you share some of the blame

New Brunswick does not throw out a claim because you were partly at fault. Your compensation is reduced by your share of the blame. An adjuster’s opinion on fault is just that, an opinion, and the police report, photographs and witness accounts frequently point somewhere else.

Right after a crash in Fredericton

See a doctor the same day if you can. The Dr. Everett Chalmers Regional Hospital on Priestman Street runs a 24-hour emergency department. A concussion or a neck injury can take days to declare itself, and a delay before your first medical visit is something the insurer will use.

Call the police when the law requires it. New Brunswick’s Motor Vehicle Act requires you to report any crash that injures or kills someone, or causes property damage of $2,000 or more. Inside the city that means the Fredericton Police Force. Outside a municipality with its own police, it means the RCMP.

Keep the evidence. Photos of the vehicles and the road, the names and numbers of witnesses, and any dashcam video. Ask nearby businesses for camera footage quickly, before it is recorded over.

Report to your own insurer promptly, so your Section B benefits are not put at risk.

Do not give the other driver’s insurer a recorded statement until you have spoken to a lawyer. You are not required to.

Our step-by-step checklist is here: the first 24 hours after a car accident in New Brunswick.

When it makes sense to call a lawyer

If nobody was hurt and you only need your car repaired, you can deal with the insurer yourself, and we will say so if you call us.

Call us if you are still in pain weeks later, you have lost time at work, you have been told you were partly at fault, an insurer is pushing a settlement, your Section B payments have stopped, or the other driver was uninsured. Those situations are where the first offer and the real value of a claim are furthest apart.

What happens when you contact us

We start by listening. You tell us about the crash, your injuries, your job and what the insurers have said so far. Then we tell you plainly whether we think you have a claim and what it would take.

There is no charge for that conversation and no obligation after it. If you hire us, we work on contingency. You pay nothing up front, our fee comes out of what we recover, and if we recover nothing you owe us nothing. From that point on, the insurers call us, not you.

Where a Fredericton case would be heard

Most claims settle. If yours goes to court, it is a Court of King’s Bench matter, and since October 2025 the Trial Division for the Fredericton judicial district sits at the Burton Courthouse on Route 102, not the Justice Building on Queen Street.

Being ready for that courtroom matters even when you never set foot in it. Insurers settle on better terms with a firm they know will go to trial.

Why choose CLG Injury Law in Fredericton

We have an office in Fredericton, and the people handling your claim know the city, the hospital, the local insurers and the courthouse. We represent clients across Fredericton, Oromocto, New Maryland and the surrounding area.

Your first consultation is free, you can walk away afterwards at no cost, and you pay no fee unless we recover compensation for you.